System-level thinking is a way to view a problem as a series of complex, dynamic, and interrelated relationships impacting one another both directly and indirectly.
Increasing inclusion of marginalized communities by creating economic opportunities enables them to participate and contribute to the economy to the fullest of their personal potential.
This is because the benefits of inclusivity tend to pull through at the company level, via greater innovation or the earnings growth power that can stem from things like less employee turnover and better recruitment practices.
We also expect that a more equitable and inclusive society where marginalized groups have increasingly higher purchasing power will create opportunities for companies that cater to them, while expecting these companies to be more inclusive and diverse entities themselves.
By “access” areas, we refer to four core areas where systematic access gaps based on gender, race, or sexual orientation exist: quality education, homeownership, healthcare, and capital.
For example, homeownership is a strong predictor of household wealth, particularly for low-income households for whom housing price appreciation tends to be a large component of overall wealth.
In public markets, investors can seek opportunities in companies that provide products and services to help meet access gaps, or in sustainable fixed income with use of proceeds that target these gaps.
Overall, we see multiple investment opportunities across equities, fixed income and private that align with this theme — enabling investors to invest for a more equitable and inclusive society, and for financial returns.
It is important that you understand the ways in which we conduct business, and that you carefully read the agreements and disclosures that we provide to you about the products or services we offer.
Wealth management services in the United States are provided by UBS Financial Services Inc., a registered investment advisor and broker-dealer offering securities, trading, brokerage and related products and services.