With 1e plans, which fall under the second pillar of the country’s pension system, pension funds offer their members a choice between 10 different investment strategies, at least one with a low-risk profile.
Although 1e plans are based on individual choices, they differ from third pillar pensions because the choice of the investment strategy is mandatory.
The market for third pillar pensions has however steadily gained in importance in recent decades in Switzerland.
In the case of Credit Suisse’s Pensionskasse, however, 40% of members opt for a low-risk strategy, that is also the dominant strategy across all age groups.
Overall, almost 90% of the capital is invested in a strategy with an equity component.
Copyright © 1997–2022 IPE International Publishers Limited, Registered in England, Reg No.