How smoking marijuana affects your insurance

Cannabis can be consumed in many ways -smoking, vaping, ingesting or through the skin.

Tetrahydrocannabinol are the two primary cannabinoids that occur naturally in the cannabis plant.

CBD is non-psychoactive which means it will not get the user “high” whereas THC is the exact opposite.

“On one hand, no deaths have been reported due to acute marijuana poisoning, and no studies have clearly documented increased mortality from the use of the drug.

Du Preez said that the insurance industry must carefully consider the underwriting implications of more widespread marijuana use.

The competitive marketplace has driven a number of these changes; however, their long-term impact is still not known.

On the short-term insurance side, it is important that users consider the implications of driving after ingestion as this could contribute to slow responses to critical situations on the road and possible crashes, said du Preez.

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